Ryan Insurance Services

Providing high-quality health insurance plans at a reasonable cost for permanent employees and eligible contingent workers presents a unique set of challenges for employers required to do so under the Affordable Care Act (ACA). The ACA requires companies to offer compliant coverage to eligible employees or incur significant penalties.

While it would be easy to see health insurance as one more business hurdle to overcome, successful companies recognize it is a chance to excel where others might fail. To succeed, businesses need to find compliant health insurance plans that not only provide good coverage, but provide it at a cost the company and its employees can afford.

So what separates the winners from the losers when it comes to providing health insurance? It is all about choosing an insurance broker with the expertise to turn a potential negative into a positive. At Ryan Insurance Services, LLC (RIS), that means providing our clients with consultative advice, world-class service, and truly innovative insurance solutions that enhance our clients’ reputation as an employer of choice.

Ryan Insurance Services, LLC (RIS) is a California-based life and health insurance agency specializing in providing employee benefit services. With a background in accounting and finance, RIS is more than an insurance broker. We have the financial knowledge and business experience to structure out-of-the-box solutions for our clients.

For staffing agencies, RIS gives eligible temporary workers the ability to choose the health insurance coverage that best suits their individual needs. Typically, these types of health insurance plans have not been offered to temporary workers. This access to a wide variety of voluntary plans (including medical, dental, vision, and life).

The hospitality industry faces a unique set of challenges when it comes to providing workers with the insurance they need to stay healthy at a price they can afford. Our economical, payroll-deducted plans do more than comply with the law; they ensure workers can create a plan that works for them.

An Innovative Solution to Rising Health Insurance Costs

It is no secret that the cost of health insurance has skyrocketed. In 1970, health spending* totaled $74.6 billion, but by 2000 it was over $1.4 trillion, a number which doubled by 2016 to reach $3.3 trillion…. with no end in sight.

Reference based pricing (RBP) is a revolutionary, new approach to managing healthcare costs.  By creating a pricing structure that references a third-party (typically Medicare), the plan administrator uses that pricing structure as a reference point for negotiating reasonable reimbursements for healthcare providers for medical or prescription services. This pricing strategy can significantly reduce healthcare costs without compromising coverage.

RIS offers RBP in alliance with 90 Degree Benefits, a leading administration organization that is a wholly-owned subsidiary of BlueCross BlueShield of Alabama.

Address:

3500 W. Olive Avenue, Suite 320
Burbank, CA 91505

Phone:
818.254.0125